What We Do


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We do what other loan mod companies can’t or won’t do. We get you the best modification doable the first time. With all the companies popping up offering finance modifications, you need to know exactly what to guess and how it will help you or hurt you.

Most mod companies will modify your loan by asking the lender to decrease your interest by a point or two which will consequently decrease your payment. Or they may get you a reduction in any penalties and interest you may have accumulated. But, once they have the first concession from your lender, they are done. Your finance has been modified and they have earned their fee.

We don’t stop until we have gotten you each doable concession and since we know exactly what the lender is able to do and how low they are able to go, we go in asking for everything we know we can get.

No Hardship Vital

We also work with clients who are not in distress, so our program works even if you are current on your finance and distress no hardship.

The strategy we use gives you the largest advantage and the lowest payment when the modification is complete.

No other company operates the way we do nor at the speed we do.

ModRep is the Finance Modification division of American Debt Buster, LLC a leading National Debt Settlement company that helps people save their homes and settle their debts to give them a fresh start

Our expertise is in negotiating stable loan modifications with all major lenders across the country. We have experienced agents available to consult with you on all the options available, and an experienced legal team made up of attorneys and paralegals to soubriquet all of the negotiations with your lender.

For a free consultation on how we can help you, fill out our no-obligation form or call 409-554-0355.

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